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Federal Regulation: 现金管理

根据美国法律.S. Department of Education, on October 30, 2015, new cash management regulations were published via the Federal Register (34CFR668.161-167).

The Program Integrity and Improvement rules require the 博彩网址大全 to account for, disburse Federal Title IV funds in accordance to these regulations. This information is published to comply with these regulatory reporting requirements.

由 U.S. 银行, no later than September 1, 2017, each year after, any institution with a T1 arrangement and any institution with a T2 arrangement that meets or exceeds the credit balance thresholds under 34 CFR 668.164(f)(2)(ii) must post certain information prominently on the same website where the institution posts its full contract with a financial 帐户提供商. 该机构必须披露: 

1. For any year in which the institution’s enrolled students open 30 or more financial 安排下的帐目; 
a)   The number of students who had financial accounts under the contract at any time during the most recently completed award year; and 
b)   The mean and median costs incurred by those student accountholders. 

博彩网址大全 

ID Linking Method w/ two-year co-hort  2022-2023年度
Number of students with financial accounts  1,367
的意思是  $17.63
中位数  $2.00



2. The total monetary and non-monetary consideration paid or received by the parties 根据合同; 

Card Operations Payment to Saith Louis University: N/A
2022-2023 Total Non-Monetary Consideration: N/A

Marketing Commitment to 博彩网址大全: N/A
2022-2023 Total Non-Monetary Consideration: N/A

On March 23, 2001, 博彩网址大全 (博彩网址大全) entered a banking services agreement 和你在一起.S. 银行. The agreement, subsequent amendments, do not include services for handling student related Title IV credit balance refunds. 然而,由于许多人 博彩网址大全学生在美国银行存款.S. 银行,美国.S. Department of Education requires that we publish the contract for public review by Sept. 2016年1月1日(见下文).

博彩网址大全 is contracted to market and directly offer enrolled students the option to open 在U的帐户.S. 银行. 虽然你的博彩网址大全 ID包括美国.S. 银行标志,你是 not obligated or required to open or maintain a financial account 和你在一起.S. 银行; nor are you required to open or maintain a financial account 和你在一起.S. 银行准备就绪 to receive your refund via direct deposit. You are also not required to obtain an access device offered by or through U.S. 银行. 联邦条例[668 ..164 (d),(e), (f)].). 博彩网址大全 encourages you to research a financial institution that best fits your 财务状况及需要.

This information is included in the University's annual disclosure that is communicated to all enrolled students each academic year. 有关更多信息,请查看 与U签订的合同.S. 银行

Note that all future disclosures relating to these new regulations and banking services contract will be made to this webpage.

U.S. 银行 Disclosures for Student Accounts

You do not need this account to receive your Federal student aid. 询问财务人员 aid office about other ways to receive your money.

U.S. 银行 Smartly Checking Account for Young Adults (age 18-24)1

每月维护费 每购买   ATM交易2 现金重新加载 透支费

 

$0*

*Monthly maintenance fee waived until you turn 25 (otherwise $6.95 /月)

 

$0

 

$0 U.S. 银行自动取款机

$2.50个班.S. 银行自动取款机

 

N/A

 

每件5元,36元.01或以上

$0 for each item of $5 or 少 and/or for overdrawn Available Balances of $50.00 or 少 

 

ATM Transaction means each withdrawal, balance inquiry,
denied transaction, fund transfer or deposit.
(Some ATMs have limited functionality)

$0 U.S. 银行自动取款机或2美元.50个班.S. 银行自动取款机*

*前四名非美国人.S. 银行自动取款机 fees waived per statement period 

 

Customer Service (automated or live agent)

每通电话$0

 

休眠账户3 (11个月不活动后)

每月5美元

 

The financial institution offering this account charges 17 other types of fees. 在这里 其中一些是:

电汇费用4

Incoming (domestic internal): $15

入境(国内):20美元
入境(国际):$25*

*First two incoming wire transfer fees waived per statement period

Outgoing (domestic internal): $25

出境(国内):30美元
外发(国际):50美元

国际处理费

U.S. 美元:交易的3%

国际货币:交易的3%


This account is eligible for FDIC insurance.

1. Benefits listed are from the Young Adult customer group (ages 18-24) as listed in the Consumer Pricing Information disclosure. A minimum deposit of $25 is required 开一个U.S. 银行支票账户. 2. ATM交易费用:美元.S. 银行将评估 this fee for each ATM Transaction conducted at a 班.S. 银行自动取款机. 班.S. 银行 ATMs are defined as any ATM that does not display the U.S. 任何形式的银行标志, physically on the ATM or digitally on the screen. 自动柜员机附加费:非美国.S. 银行自动取款机 owners may apply a surcharge fee on ATM transactions at their ATMs. U.S. 银行参与 in Moneypass® an ATM surcharge free network. To find Moneypass ATM locations, select “visit the Moneypass Locator “ at the bottom of our ATM locator search results to 他被带到Moneypass网站. If you use an ATM that uses the Moneypass® Network and are charged a surcharge fee, please call us at 800-USBANKS (872-2657) for a refund 的附加费. 3. Un少 excluded by account type or prohibited or restricted 根据州法律. 4. Additional fees may be deducted from the transfer amount by other financial institutions involved in the payment process.

For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information brochure您的存款帐户协议书. These documents can be obtained by contacting a U.S. 银行分行或拨打800.872.2657. 美国银行提供的存款产品.S. 全国银行协会. FDIC会员.